Chief Underwriting Officer

Qualified Intelligence is building cost-of-corrections insurance for AI work product. We cover the costs of fixing work done with AI if something goes wrong. Other insurers respond to third-party claims. We respond to first-party corrections.

We are looking for a Chief Underwriting Officer to build the underwriting function and make this risk writable. The work is to define the appetite, write the rating logic, set the referral and authority rules, and shape coverage with carrier partners. The first market is companies already using AI for operational work, where fixes create concrete, documentable costs.

This is a senior role for someone who has built or materially changed an underwriting framework in specialty lines. You don't need experience underwriting AI. You do need to be comfortable with first-party loss, correlated exposure, conservative limits, and underwriting without clean comparables.

We work together in person in San Francisco. You'll report to the CEO and own the initial underwriting work directly: submissions, memos, carrier conversations, and account decisions.

Backgrounds that could fit.

• Cyber, technology errors and omissions, professional liability, financial lines, specialty casualty, reinsurance, or program underwriting.
• Specialty insurance work where claims turn on documented costs, reasonableness, and professional judgment.
• Program-building work where you helped define appetite, rates, referral rules, authority, or coverage posture and placed the program with capacity.

What we look for.

• Judgment about where to be conservative, what evidence to collect, what authority to grant, and when to decline an account.
• Experience reviewing submissions, writing underwriting memos, working with brokers, and answering capacity questions.
• Comfort building before the book is mature: reasoning from the exposure, making conservative assumptions, documenting the logic, and revising as evidence comes in.
• Ability to understand how companies use AI in real workflows: what work the system performs, who reviews it, what controls exist, what records are kept, and what happens operationally when the output is wrong.

You do not need to be an AI expert. You do need to be curious enough to understand how insureds use AI and disciplined enough to turn that understanding into underwriting decisions.

What you'll do.

• Build the underwriting system behind cost-of-corrections insurance for AI work product.
• Decide what information a submission needs, how accounts should be evaluated, how pricing should be supported, when a risk should be referred or declined, and how decisions should be documented.
• Work with carrier partners on exposure logic, coverage posture, pricing assumptions, aggregation concerns, and account selection.
• Work with claims, actuarial, legal, and distribution where needed, while keeping underwriting accountable for the decisions.
• Underwrite initial accounts yourself, learn from each submission, tighten the questions, and decide when the book is ready for more authority and more distribution.

Compensation and benefits. Compensation includes equity. Benefits include 100% employer-covered medical, dental, and vision insurance and 15 days of PTO.

Apply. Email hiring@qualifiedintelligence.com with a resume or LinkedIn profile and a short note on an insurance product, program, or hard underwriting decision you helped shape. If you have used AI to change how you work, tell us that too.